Compensation for the cost of damages caused by a car accident in the US is often paid for by the car insurance provider of the driver at fault. This is usually accomplished when each of the parties concerned informs their respective insurance companies about the accident and the details so that fault can be assigned. The insurers will then determine who pays for what and how much. Depending on the coverage of the driver at fault and the extent of the injury, some car accident compensation for pain and suffering may be forthcoming. However, whether the offered settlement for pain and suffering is fair or not will depend on a lot of factors.
Insurers are always interested in getting away with paying as little as they can possibly get away with, so in most instances whatever the insurer initially offers for pain and suffering is probably going to be really small. Many people quickly accept the offered car accident compensation to settle the matter as soon as possible, thinking they are getting money for nothing. However, according to the website of Habush Habush & Rottier S.C., they often don’t consider that there may be physical, psychological and emotional problems that will crop up later that will have a significant impact in their lives. This may entail additional and possibly long-term costs. After all, it is not called pain and suffering for nothing.
Unless a personal injury lawsuit is filed, insurers will generally try to dictate how much car accident compensation for pain and suffering will be. The at-fault driver’s coverage may have a natural cap for such payments, but insurers will seldom offer the maximum outright. Consulting a personal injury law firm can provide a good estimate of what might be reasonable car accident compensation for pain and suffering.